PCP may be right for you if:

• You want a low deposit and monthly
  payments.
  
• You want flexibility to exchange,
  return or buy your car at the end of your agreements.
  
• You want to change your car
  regularly and avoid some maintenance costs.
  
  

PCP may not be suitable for:

• Customers who are deemed high mileage (e.g. in excess of 40,000 pa*).
  
• Customers who want to keep their car for a longer period (e.g. 5
  years).

*(maximum mileage parameters will apply with funders).

HP may be right for you if:

• You want to own your car outright at the end of your purchase agreement
  
• You like to budget – you’ll know the exact payment amounts each month
  
• You have a larger deposit available or a part-exchange that could be used as a deposit
  

HP may not be suitable if:

• You want to have ownership of the vehicle from the start.
• You intend to change your car in 2 – 4 years time.
  

CH may be right for you if:

• You want fixed regular rentals for
  an agreed period and mileage
  
• You don’t want to have ownership
  
• You are VAT registered as you can
  claim some of the VAT back on rental and are claimable as an expense against taxable profits (businesses only)

CH may not be suitable for:

• You want to have ownership of the
  vehicle at any time
  
• You want flexibility to change your car part way through the contract
  
  
  
  

LP may be right for you if:

• You want low deposit and monthly repayments
  
• You want flexibility to part exchange or buy your car at the end of your agreement

LP may not be suitable if:

• You want the final value to be guaranteed by the finance company
• You want to keep the car for a longer period i.e. over 5 years.