LJ Prestige Ltd

Commercial Finance

Personal & Business Finance Options

Flexible Business Funding, Tailored to You

At LJ Prestige Ltd, we provide tailored commercial finance solutions designed to support businesses at every stage, from start-ups to established enterprises. Whether you need funding to improve cashflow, invest in growth or manage short-term costs, our team works with a wide panel of trusted lenders to secure competitive and flexible funding options.

As an independent, FCA-regulated credit broker, we focus on finding the right finance solution for your business. Not a one-size-fits-all product.

Apply for Commercial Finance

Speak to our team today to explore flexible asset finance solutions designed around your business needs.

Start Your Enquiry

Bridging Finance

Short-Term Funding for Time-Critical Opportunities

Bridging Finance provides fast, short-term funding to help businesses bridge gaps between transactions or secure opportunities where speed is essential. It is commonly used for property purchases, refinancing, or urgent cashflow requirements. Funds are typically released quickly, with flexible repayment options once longer-term finance is in place.

Best for:

Businesses needing rapid access to capital for short-term or transitional needs.

Business handshake UK – successful commercial finance deal

Business Lending

Flexible Lending Solutions for Everyday Business Needs

Business Lending offers access to structured borrowing to support a wide range of commercial requirements, from working capital to expansion costs. Repayment terms and structures are tailored to your business profile and objectives. We work with multiple lenders to secure competitive terms aligned with your circumstances.

Best for:

Businesses seeking reliable funding with predictable repayments.

Online finance application UK – laptop and payment setup

Commercial Mortgages

Finance for Commercial Property & Premises

Commercial Mortgages help businesses purchase, refinance or expand commercial property, including offices, retail units, warehouses and mixed-use premises. We source competitive mortgage solutions based on property type, business performance and long-term plans.

Best for:

Businesses seeking reliable funding with predictable repayments.

Asset finance agreement UK – business paperwork signing

Development Finance

Funding for Property Development Projects

Development Finance supports residential and commercial development projects, from new builds to conversions and refurbishments. Funding is typically released in stages to match project milestones. We work with specialist lenders experienced in development finance to structure suitable solutions.

Best for:

Developers and businesses undertaking construction or property development projects.

Industrial equipment finance UK – machinery asset funding

Merchant Cash Advance

Flexible Funding Linked to Your Sales

A Merchant Cash Advance provides funding based on future card sales rather than fixed monthly repayments. Repayments adjust in line with your turnover, offering flexibility during quieter trading periods. This option can be accessed quickly and does not require traditional security.

Best for:

Retail, hospitality and service businesses with regular card transactions.

Coffee shop business finance UK – small business funding

Cashflow Funding

Support Your Business Through Cashflow Gaps

Cashflow Funding solutions help businesses manage short-term financial pressures, such as delayed payments, seasonal fluctuations or unexpected costs. Funding can be structured to stabilise cashflow while allowing operations to continue smoothly.

Best for:

Businesses experiencing temporary cashflow challenges.

Credit card payment UK – finance transaction close-up

Trade Finance

Funding to Support Domestic & International Trade

Trade Finance helps businesses manage the costs of importing and exporting goods, covering supplier payments, inventory and shipping requirements. This enables smoother trading relationships and improved cashflow when dealing with overseas or large-scale suppliers.

Best for:

Businesses involved in domestic or international trade.

Mobile banking app UK – finance application process

R&D Tax Credits

Unlock Funding for Innovation & Development

R&D Tax Credits allow eligible businesses to claim back costs associated with innovation, product development and technological advancement. We help businesses access specialist partners who manage the claims process efficiently and compliantly.

Best for:

Companies investing in research, development or innovation.

Business finance consultation UK – client meeting

Business Credit Cards

Flexible Credit for Day-to-Day Expenses

Business Credit Cards provide a convenient way to manage everyday business spending while helping to spread costs and improve cashflow management. We can help identify suitable options based on your business profile and usage needs.

Best for:

Managing short-term expenses and operational spending.

Online finance application UK – laptop and payment setup

Growth Guarantee Scheme (GGS)

Government-Backed Funding to Support Growth

The Growth Guarantee Scheme (GGS) is designed to help UK businesses access finance where traditional lending may be more challenging. It offers lender-backed funding to support growth, investment and stability. Eligibility and terms depend on business size and circumstances.

Best for:

SMEs seeking government-supported funding to invest and grow.

Business meeting UK – commercial finance consultation

Nationwide Support

We provide expert support and full UK-wide coverage for all finance services — with quick turnaround times and transparent communication.

Hassle-Free Process

Our team handles the entire finance journey, offering dedicated guidance from your initial enquiry to agreement completion.

Trusted Lender Network

We partner with reputable, FCA-approved lenders to secure competitive rates and finance packages tailored to your needs.

Not Sure Which Commercial Finance Option Is Right for You?

Speak to our team for clear, tailored commercial finance solutions.
Start Your Enquiry
Get in Touch

Let’s Discuss Your Requirements

If you’d prefer to speak to someone, our team is happy to help.

Call us on: 020 3649 9389