LJ Prestige Ltd is an independent, FCA-authorised and regulated credit broker. We specialise in arranging tailored finance solutions for both individuals and businesses.
Our services include vehicle finance, asset and equipment finance, and commercial funding. In addition, we offer a dedicated vehicle sourcing service, helping clients find and secure the right vehicle to suit their requirements.
We work with a wide panel of trusted lenders and industry partners to source competitive, flexible finance options and vehicle solutions that are tailored to your needs.
Yes. LJ Prestige Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Firm Reference Number is 998689. This means we adhere to strict regulatory standards designed to protect customers and ensure transparency.
No. We do not charge customers a fee for arranging finance. We receive commission from the lender, which does not affect the amount you pay under your credit agreement.
We offer a wide range of finance solutions, including:
We work with private individuals, sole traders, limited companies and partnerships across the UK. Whether you are self-employed, a start-up or an established business, we aim to find a suitable finance solution.
Yes. We work with specialist lenders who consider applications from customers with less-than-perfect credit. Each application is assessed individually, and while approval cannot be guaranteed, we will always explore available options.
In many cases, initial decisions can be made quickly, sometimes within hours. More complex applications may take longer, depending on the type of finance and documentation required. We’ll keep you informed throughout the process.
Initial enquiries may involve a soft credit check, which does not impact your credit score. If you proceed with a full application, a hard credit check may be required by the lender.
This depends on the type of finance and your circumstances. Commonly requested documents include:
We will advise you clearly on what is required.
Yes. We provide finance solutions to customers throughout mainland UK.
In many cases, early settlement is possible. Any early repayment terms or charges are set by the lender and will be explained to you before you proceed.
We regularly work with self-employed individuals and start-ups. Even if you have limited trading history, we can explore specialist finance options tailored to your situation.
No. While we have strong experience in prestige and vehicle finance, we now offer a full range of finance solutions, including asset finance, equipment leasing and commercial funding.
Simply contact our team via phone, email or the enquiry form on our website. We’ll discuss your requirements and guide you through the next steps.
If you have a complaint, please contact us directly so we can try to resolve it promptly. If your complaint cannot be resolved, you may have the right to refer it to the Financial Ombudsman Service.
Call us on: 020 3649 9389